Welcome to Waterstone Financial

We are a well-established financial advisory firm headquartered in Southwest Florida specializing in retirement income planning. Operating a highly personalized organization with a responsive and welcoming family feel, our principal James Gallagher known as the Retirement Engineer, is a financial advisor who takes pride in helping our clients meet their personal goals.

Our relationships are predicated on trust, disclosure, and transparency. With goals always aligned to the clients best interests, we are committed to the highest standards of professional care and ethical conduct. Our success is directly related to the satisfaction of our clients, and the effectiveness of their retirement plans.

Partnered with AssetMark, Inc. who is an investment management and consulting firm serving independent financial advisors, they are a leading provider of comprehensive, fully integrated wealth management services for institutional and individual investors.  We also maintain affiliations with A+ Rated insurance companies.

Our team works hand in hand with our clients to engineer an integrated financial plan – custom designed, built, and tested to maximize income, optimize taxes, and assure effective wealth transfer.