• Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us
Waterstone Financial Waterstone Financial
  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us

Archive


Category Archive for "Video"

FOX4TV – Grandparents spending on on the grand-kids

Apr 25, 2018

Grandparents, you know you want to spoil the grandkids, but be mindful of your spending. James discusses some ways to make the most impact and maybe help teach kids about money management while they're young.

FOX4TV – Getting your Taxes “Just Right”

Apr 25, 2018

Just like Goldie Locks - you want to get the withholding on your taxes "just right".  If you withhold too much, you're giving the Government an interest-free loan.  If you withhold too little, you'll get hit with a big tax bill when you file your taxes.

FOX4TV – Valentine’s Day Financial Advise

Feb 13, 2018

Financial Advise for Valentines Day?!  How can that be romantic? Well, check out this video and YOU decide...  Whether you're just starting a new romance or spending your 30th Valentine's Day together, James has some things for you to think about as your built (or maintain) your financial future with someone you love.  Happy Valentine's Day!

FOX4TV – Tax Reform, 401k and Retirement Savings Rules of Thumb

Dec 5, 2017

How will tax reform affect you and your retirement?!  Tax reform is on the agenda in 2017 and be aware of its impact to your retirement savings.  At this time it appears that the 401k deduction of up to $18,500 is safe. Make sure you maximize your 401k for tax savings and maximize your employer match too. How much will I need to save for retirement to keep the life-style...

Thanksgiving – Conversations to have about Finances and the Future

Nov 17, 2017

Finances are a big taboo for many families. 40% of retirees report they haven't discussed any finances with their kids. You can use the Thanksgiving holiday as an opportunity to have a family meeting. Make sure you keep the conservation simple at first. You should discuss legal documents, healthcare protection, income and expenses and your financial records.

Happy Halloween – Tricks and Treats in the Scary World of Finance

Oct 24, 2017

Tricks and Treats in the Scary World of Finance Here are 3 things to look out for in your personal finances: High Interest Credit cards (up to 22%) Forgotten / unspent gift cards Unchecked auto-payment on utilities / services and subscriptions. Take control of these scary situations! Prioritize to payoff those high interest credit cards as soon as possible. Don't put those giftcards away and forget about them.  Go find...

RMDs and Minimizing Taxes Through Charitable Giving

Oct 5, 2017

Tax Planning Tip: Required Minimum Distributions (RMD) are mandatory IRA Distributions starting at age 70 1/2.  The IRS enforces this rule with a hefty 50% penalty for non-compliance! One option to consider to minimize your tax obligation is to have your RMD paid straight to a registered charity.  Of course you'll want to verify that your intended recipient is, in fact, properly registered with the IRS via one of these...

Equifax Breach

Sep 29, 2017

Equifax has dominated headlines recently due to a security breach that may have compromised personal information for as many as 143 million Americans - roughly 44% of Americans are at risk from this intrusion! Identity theft is nothing short of a nightmare for its victims, so investors are understandably anxious to protect themselves. James' interview with FOX4 shares the steps you can take to understand if you might be affected...

Talking Finances After Turkey!

Talking Finances After Turkey!

Nov 19, 2015

Parents need to discuss family finances with their adult children. Financial professional James Gallagher talked with FOX4 about how to start that conversation and what topics should be covered: 1. Legal 2. Healthcare 3. Income & Expenses 4. Financial Records Click HERE for a checklist of important financial information that you should make sure to discuss with your adult children. Remember, knowledge now will prevent headaches later.

2015 Budget Deal & Social Security Changes

2015 Budget Deal & Social Security Changes

Nov 12, 2015

The budget deal reached in Washington will keep the country out of default and avoid a partial government shutdown. It will also impact millions of Americans and their finances.

  • 1
  • 2

Join us on Social Media!

The Journey

James Gallagher developed and refined a process to bring engineering principals to the retirement space. We use this process to Design, Build and Test integrated financial plans that structure income, optimize taxes, and assure effective wealth transfer. We continually monitor the plan and the investments making real-time adjustments as various life events unfold.
We call this process The Journey.

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Send Message
Experience something completely different. Engineer a retirement that works! Contact Us Today!

Advisory Disclosure

Advisory services offered through J.W. Cole Advisors, Inc.  J.W. Cole Advisors, Inc. and Waterstone Financial are unaffiliated entities.  Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.  Check the background of your financial professional on FINRA’s BrokerCheck

Insurance Products are offered through Waterstone Financial LLC.    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company.

Neither J.W. Cole Financial, Inc. (JWC) nor its representatives provide legal, tax nor accounting advice.

Upcoming Events

CyberSecurity Button

Cyber-Security & the Coming of the Drones

Join us to learn valuable techniques to secure your wealth and avoid identity theft. We will also discuss privacy concerns and the impact of advancing technology with an exciting and informative drone demonstration! Contact us to save your spot. Click above to RSVP.

© 2021 — Waterstone Financial 12597 New Brittany Blvd, Fort Myers, FL 33907 239-288-0977

  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us