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Archive


Category Archive for "Tax Planning"

FOX4TV – Getting your Taxes “Just Right”

Apr 25, 2018

Just like Goldie Locks - you want to get the withholding on your taxes "just right".  If you withhold too much, you're giving the Government an interest-free loan.  If you withhold too little, you'll get hit with a big tax bill when you file your taxes.

FOX4TV – Tax Reform Impact in 2018

Jan 30, 2018

Now that the Tax Cuts and Job Act - AKA Tax Reform is now signed into law, what does that mean to you?!  Check out this video clip of James' interview on FOX4's morning show where he summarizes the big impacts of the new tax laws and what this could mean to you.

FOX4TV – Tax Reform, 401k and Retirement Savings Rules of Thumb

Dec 5, 2017

How will tax reform affect you and your retirement?!  Tax reform is on the agenda in 2017 and be aware of its impact to your retirement savings.  At this time it appears that the 401k deduction of up to $18,500 is safe. Make sure you maximize your 401k for tax savings and maximize your employer match too. How much will I need to save for retirement to keep the life-style...

RMDs and Minimizing Taxes Through Charitable Giving

Oct 5, 2017

Tax Planning Tip: Required Minimum Distributions (RMD) are mandatory IRA Distributions starting at age 70 1/2.  The IRS enforces this rule with a hefty 50% penalty for non-compliance! One option to consider to minimize your tax obligation is to have your RMD paid straight to a registered charity.  Of course you'll want to verify that your intended recipient is, in fact, properly registered with the IRS via one of these...

Year End To Do List

Year End To Do List

Dec 3, 2015

The most important December “to do” list may not be related to shopping or parties. Checking your financial list twice could be the best gift you give yourself and your family. Financial professional James Gallagher talked with FOX4 about what we should all put on our year-end “to do” list. 1. Health 2. Wealth 3. Taxes 4. Debt:   Click HERE for a debt worksheet to get organized 5. Dream

Talking Finances After Turkey!

Talking Finances After Turkey!

Nov 19, 2015

Parents need to discuss family finances with their adult children. Financial professional James Gallagher talked with FOX4 about how to start that conversation and what topics should be covered: 1. Legal 2. Healthcare 3. Income & Expenses 4. Financial Records Click HERE for a checklist of important financial information that you should make sure to discuss with your adult children. Remember, knowledge now will prevent headaches later.

Estate Planning 101

Estate Planning 101

Aug 20, 2015

Young or old, rich or poor, there is one part of financial planning that most people are missing- estate planning. 55% of Americans die without a will or an estate plan. James Gallagher talked with FOX4 about estate planning basics. Estate Planning 101: Financial Power of Attorney Health Care Power of Attorney Living Will Click here to learn more and start your own living will. Guardian for Children Update Beneficiaries

Tax Refund Tips

Tax Refund Tips

Apr 16, 2015

Expecting a tax refund? Before the money hits your account, you want to have a plan! Financial Professional James Gallagher talked with FOX 4 about 5 ways to put your tax refund to good use. 1. Build it Up 2. Cut it Down 3. Stretch it Out     Click here <http://www.irs.gov/Individuals/IRS-Withholding-Calculator> for a tax withholding calculator from the IRS 4. Pay it Forward 5. Split it Up

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James Gallagher developed and refined a process to bring engineering principals to the retirement space. We use this process to Design, Build and Test integrated financial plans that structure income, optimize taxes, and assure effective wealth transfer. We continually monitor the plan and the investments making real-time adjustments as various life events unfold.
We call this process The Journey.

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Advisory services offered through J.W. Cole Advisors, Inc.  J.W. Cole Advisors, Inc. and Waterstone Financial are unaffiliated entities.  Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.  Check the background of your financial professional on FINRA’s BrokerCheck

Insurance Products are offered through Waterstone Financial LLC.    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company.

Neither J.W. Cole Financial, Inc. (JWC) nor its representatives provide legal, tax nor accounting advice.

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  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us