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  • Home
  • Our Services
    • Retirement Income Planning
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    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
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Archive


Category Archive for "Retire"

FOX4TV – Retirement Saving Guidelines

Feb 7, 2018

How much should I be saving for retirement?  How much money do I need to retire?  Big questions!  In James' recent appearance on FOX4TV, he tackles some of those questions with some simple rules-of-thumb to help you get started on the path to a successful retirement (and how to know when you have enough)!  See the video for more details.

FOX4TV – LTC and Elder Care Options

Dec 8, 2017

Great News!  We're living longer - 11% of healthy 65 year olds are expected to live to 100.  However, long-term care costs are the number one reason retirees declare bankruptcy (poor planning can leave the health spouse in shambles). Here are some tips to help avoid some of these perils: Prepare early be getting insured prior to age 65 Understand your care options before you get sick Find an advisor...

FOX4TV – Tax Reform, 401k and Retirement Savings Rules of Thumb

Dec 5, 2017

How will tax reform affect you and your retirement?!  Tax reform is on the agenda in 2017 and be aware of its impact to your retirement savings.  At this time it appears that the 401k deduction of up to $18,500 is safe. Make sure you maximize your 401k for tax savings and maximize your employer match too. How much will I need to save for retirement to keep the life-style...

Coaching

Oct 3, 2016

Is your kid going to be the next Payton Manning or Olympian Gymnast?? You know that having a good coach for them is essential, so how about a good coach for you? For 7 years I coached travel Hockey with my daughters team.  I learned a lot in those years about the hidden costs of youthful athletic dreams.  I also learned that those dreams are worth fighting for.  They bring...

Talking Finances After Turkey!

Talking Finances After Turkey!

Nov 19, 2015

Parents need to discuss family finances with their adult children. Financial professional James Gallagher talked with FOX4 about how to start that conversation and what topics should be covered: 1. Legal 2. Healthcare 3. Income & Expenses 4. Financial Records Click HERE for a checklist of important financial information that you should make sure to discuss with your adult children. Remember, knowledge now will prevent headaches later.

Life Insurance

Life Insurance

Sep 17, 2015

More than 40% of Americans have no life insurance. Financial Professional James Gallagher talked with FOX4 about who should be covered and what options are out there. 1. Know the Types 2. Identify your Needs     Click HERE for a life insurance calculator 3. Compare Policies 4. Re-evaluate

Estate Planning 101

Estate Planning 101

Aug 20, 2015

Young or old, rich or poor, there is one part of financial planning that most people are missing- estate planning. 55% of Americans die without a will or an estate plan. James Gallagher talked with FOX4 about estate planning basics. Estate Planning 101: Financial Power of Attorney Health Care Power of Attorney Living Will Click here to learn more and start your own living will. Guardian for Children Update Beneficiaries

Are College Graduates Ready for the Financial Future?

Are College Graduates Ready for the Financial Future?

May 28, 2015

After four (or five) long years of papers, midterms, and final exams... the time has come for college students to don their caps and gowns and get their diplomas. What they learned in class may help them land a job.. but it might not be enough to guide them through the tough financial decisions that lie ahead. The numbers are staggering - seven out of ten students will have student...

Retirement Crisis 2015

Retirement Crisis 2015

May 14, 2015

Americans are under-prepared and over-confident when it comes to their money. More than half of workers say they're "somewhat" or "very" confident they'll have enough money to retire, but one-third say they actually have less than $1,000 in retirement savings. Financial professional James Gallagher talked with FOX4 about 5 steps to take today to prepare for retirement. 1. Put it on Paper Start by clicking HERE for a retirement calculator. 2. Cut...

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The Journey

James Gallagher developed and refined a process to bring engineering principals to the retirement space. We use this process to Design, Build and Test integrated financial plans that structure income, optimize taxes, and assure effective wealth transfer. We continually monitor the plan and the investments making real-time adjustments as various life events unfold.
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Advisory services offered through J.W. Cole Advisors, Inc.  J.W. Cole Advisors, Inc. and Waterstone Financial are unaffiliated entities.  Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.  Check the background of your financial professional on FINRA’s BrokerCheck

Insurance Products are offered through Waterstone Financial LLC.    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company.

Neither J.W. Cole Financial, Inc. (JWC) nor its representatives provide legal, tax nor accounting advice.

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  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us