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Archive


Category Archive for "News"

FOX4TV – Tax Reform Impact in 2018

Jan 30, 2018

Now that the Tax Cuts and Job Act - AKA Tax Reform is now signed into law, what does that mean to you?!  Check out this video clip of James' interview on FOX4's morning show where he summarizes the big impacts of the new tax laws and what this could mean to you.

Happy Halloween – Tricks and Treats in the Scary World of Finance

Oct 24, 2017

Tricks and Treats in the Scary World of Finance Here are 3 things to look out for in your personal finances: High Interest Credit cards (up to 22%) Forgotten / unspent gift cards Unchecked auto-payment on utilities / services and subscriptions. Take control of these scary situations! Prioritize to payoff those high interest credit cards as soon as possible. Don't put those giftcards away and forget about them.  Go find...

RMDs and Minimizing Taxes Through Charitable Giving

Oct 5, 2017

Tax Planning Tip: Required Minimum Distributions (RMD) are mandatory IRA Distributions starting at age 70 1/2.  The IRS enforces this rule with a hefty 50% penalty for non-compliance! One option to consider to minimize your tax obligation is to have your RMD paid straight to a registered charity.  Of course you'll want to verify that your intended recipient is, in fact, properly registered with the IRS via one of these...

Equifax Breach

Sep 29, 2017

Equifax has dominated headlines recently due to a security breach that may have compromised personal information for as many as 143 million Americans - roughly 44% of Americans are at risk from this intrusion! Identity theft is nothing short of a nightmare for its victims, so investors are understandably anxious to protect themselves. James' interview with FOX4 shares the steps you can take to understand if you might be affected...

2015 Budget Deal & Social Security Changes

2015 Budget Deal & Social Security Changes

Nov 12, 2015

The budget deal reached in Washington will keep the country out of default and avoid a partial government shutdown. It will also impact millions of Americans and their finances.

Interest Rates Rising

Interest Rates Rising

Sep 24, 2015

Even though the Federal Reserve decided to keep interest rates unchanged for now, there could still be a rate hike this year. Financial Professional James Gallagher talked with FOX4 about how it will impact the following areas:   1. Mortgages     Click HERE for a calculator to help decide if you should refinance 2. Credit Cards 3. Auto Loans 4. CD Rates

Identity Theft

Identity Theft

Sep 3, 2015

Identity theft is everywhere - and you’ve become big business for fraudsters. James Gallagher talked with FOX4 about the new numbers identity thieves are looking for and what you can do to protect yourself. Join us for our next Cyber Security Workshop Learn how to protect your financial future! Registration is required Call us at 239-288-0977 or email us at colleen@waterstonefs.com to register

Impact of Potential Sale of Chico’s in SWFL

Impact of Potential Sale of Chico’s in SWFL

Feb 11, 2015

James Gallagher was recently asked for commentary on the impact of a potential sale of Chico's in SWF. Feb. 11th, 2015

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James Gallagher developed and refined a process to bring engineering principals to the retirement space. We use this process to Design, Build and Test integrated financial plans that structure income, optimize taxes, and assure effective wealth transfer. We continually monitor the plan and the investments making real-time adjustments as various life events unfold.
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Advisory services offered through J.W. Cole Advisors, Inc.  J.W. Cole Advisors, Inc. and Waterstone Financial are unaffiliated entities.  Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.  Check the background of your financial professional on FINRA’s BrokerCheck

Insurance Products are offered through Waterstone Financial LLC.    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company.

Neither J.W. Cole Financial, Inc. (JWC) nor its representatives provide legal, tax nor accounting advice.

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  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us