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  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us

TV Appearances

FOX4TV – Grandparents spending on on the grand-kids

Grandparents, you know you want to spoil the grandkids, but be mindful of your spending. James discusses some ways to make the most impact and maybe help teach kids about money management while they're young.

April 25, 2018 Fox 4 News, Lifestyle, Saving, Video
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FOX4TV – Getting your Taxes “Just Right”

Just like Goldie Locks - you want to get the withholding on your taxes "just right".  If you withhold too much, you're giving the Government an interest-free loan.  If you withhold too little, you'll get hit with a big tax bill when you file your taxes.

April 25, 2018 Financial Planning, Fox 4 News, Tax Planning, Video
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FOX4TV – Market Correction of Feb2018

Early February of 2018 - the stock market was crashing and there seemed to be a lot of concern. If you look at the numbers, it's the biggest single drop ever, but if you look at percentages, it is not.  James says short term investor emotions caused the market crash and that nothing is driving this drop long term. He adds that the economy is good and corporate profits are soaring. If...

February 16, 2018 Financial Planning, Fox 4 News, Market Volatility
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FOX4TV – Valentine’s Day Financial Advise

Financial Advise for Valentines Day?!  How can that be romantic? Well, check out this video and YOU decide...  Whether you're just starting a new romance or spending your 30th Valentine's Day together, James has some things for you to think about as your built (or maintain) your financial future with someone you love.  Happy Valentine's Day!

February 13, 2018 Financial Planning, Fox 4 News, Security, Video
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FOX4TV – Retirement Saving Guidelines

How much should I be saving for retirement?  How much money do I need to retire?  Big questions!  In James' recent appearance on FOX4TV, he tackles some of those questions with some simple rules-of-thumb to help you get started on the path to a successful retirement (and how to know when you have enough)!  See the video for more details.

February 7, 2018 Financial Planning, Fox 4 News, Lifestyle, Retire, Retirement Savings, Saving
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FOX4TV – Tax Reform Impact in 2018

Now that the Tax Cuts and Job Act - AKA Tax Reform is now signed into law, what does that mean to you?!  Check out this video clip of James' interview on FOX4's morning show where he summarizes the big impacts of the new tax laws and what this could mean to you.

January 30, 2018 Fox 4 News, News, Tax Planning, Tax Reform
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FOX4TV – Holiday Spending Traps to Avoid

Get into the holiday spirit, but don't blow the budget!  The holiday season is a great time to get together with family and friends, but beware of extra expenses during the holiday season.  Make a plan - don't just "wing it", talk with loved ones about gift limits, make a list of who you're giving to.  Hosting Holiday parties can be a big expense - don't go overboard on new...

December 15, 2017 Budget, Fox 4 News, Holiday Decorating, Holiday Expenses, Holiday Shopping, Holidays
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FOX4TV – LTC and Elder Care Options

Great News!  We're living longer - 11% of healthy 65 year olds are expected to live to 100.  However, long-term care costs are the number one reason retirees declare bankruptcy (poor planning can leave the health spouse in shambles). Here are some tips to help avoid some of these perils: Prepare early be getting insured prior to age 65 Understand your care options before you get sick Find an advisor...

December 8, 2017 Elder Care, Fox 4 News, Heathcare Protection, Long Term Care, LTC, Retire
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FOX4TV – Tax Reform, 401k and Retirement Savings Rules of Thumb

How will tax reform affect you and your retirement?!  Tax reform is on the agenda in 2017 and be aware of its impact to your retirement savings.  At this time it appears that the 401k deduction of up to $18,500 is safe. Make sure you maximize your 401k for tax savings and maximize your employer match too. How much will I need to save for retirement to keep the life-style...

December 5, 2017 Budget, Fox 4 News, Lifestyle, Retire, Tax Planning, Video
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Thanksgiving – Conversations to have about Finances and the Future

Finances are a big taboo for many families. 40% of retirees report they haven't discussed any finances with their kids. You can use the Thanksgiving holiday as an opportunity to have a family meeting. Make sure you keep the conservation simple at first. You should discuss legal documents, healthcare protection, income and expenses and your financial records.

November 17, 2017 Family Meeting, Financial Records, Fox 4 News, Heathcare Protection, Legal Documents, Security, Travel, Video
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The Journey

James Gallagher developed and refined a process to bring engineering principals to the retirement space. We use this process to Design, Build and Test integrated financial plans that structure income, optimize taxes, and assure effective wealth transfer. We continually monitor the plan and the investments making real-time adjustments as various life events unfold.
We call this process The Journey.

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Advisory Disclosure

Advisory services offered through J.W. Cole Advisors, Inc.  J.W. Cole Advisors, Inc. and Waterstone Financial are unaffiliated entities.  Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.  Check the background of your financial professional on FINRA’s BrokerCheck

Insurance Products are offered through Waterstone Financial LLC.    Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims paying ability of the issuing company.

Neither J.W. Cole Financial, Inc. (JWC) nor its representatives provide legal, tax nor accounting advice.

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  • Home
  • Our Services
    • Retirement Income Planning
    • The Fiscal Cliff of Retirement
    • Social Security Optimization
    • Tax Preparation and Planning
    • Estate and Asset Protection
    • Wealth Management
  • TV Appearances
  • Team
  • Contact Us