Get into the holiday spirit, but don’t blow the budget!  The holiday season is a great time to get together with family and friends, but beware of extra expenses during the holiday season.  Make a plan – don’t just “wing it”, talk with loved ones about gift limits, make a list of who you’re giving to.  Hosting Holiday parties can be a big expense – don’t go overboard on new cloths or party decorations.  The holiday season is a special time to be with loved ones, but make sure that money worries don’t ruin the season.