We have a tendency to over-do it at the holidays- too much eggnog, sweet treats and shopping. A new survey found 62% of parents admit to overspending at the holidays. That may not be surprising, but the way they are funding their fun should be. Many are dipping into emergency funds or raiding retirement accounts! James Gallagher talked with FOX4 about holiday budget busters.

1. Winging It
Click HERE for a Holiday Budget Worksheet
2. Parties Not Presents
3. Counting on Cards
4. Forgetting Fees