According to a new study, many Americans are willing to delay or skip paying monthly bills, even their mortgage or rent, to take the vacation of their dreams instead of the one they can afford. Local financial professional James Gallagher spoke with FOX4 and has a travel budget calculator that can estimate what a trip might cost.
Americans are under-prepared and over-confident when it comes to their money. More than half of workers say they're "somewhat" or "very" confident they'll have enough money to retire, but one-third say they actually have less than $1,000 in retirement savings. Financial professional James Gallagher talked with FOX4 about 5 steps to take today to prepare for retirement. 1. Put it on Paper Start by clicking HERE for a retirement calculator. 2. Cut...
Moms spend their days taking care of everyone else. But this Mother’s Day, James Gallagher talked with FOX 4 about why moms should put themselves and their finances first. Start with these 5 steps: 1. Set Limits 2. Team Up 3. Help, Not Handouts Click here for a budget worksheet 4. Plan Ahead 5. Put Retirement First
In an effort to teach our kids financial responsibility, should we give them an allowance? James Gallagher talked with FOX4 about some ways to talk to our kids about money now to help them build financial success down the road. Get a guide with tips for talking to kids about money from ages 3 to 18 here. Click here for Money as You Grow
Expecting a tax refund? Before the money hits your account, you want to have a plan! Financial Professional James Gallagher talked with FOX 4 about 5 ways to put your tax refund to good use. 1. Build it Up 2. Cut it Down 3. Stretch it Out Click here <http://www.irs.gov/Individuals/IRS-Withholding-Calculator> for a tax withholding calculator from the IRS 4. Pay it Forward 5. Split it Up